HG Capital Advisors

Below is a list of services we provide to Hawaii’s college bound students and their families.  Please keep in mind that services are tailored to your family's specific situation.

STUDENT POSITIONING, PLANNING & INTERACTION

• Student Assessment
• Personality Profile Evaluation
• Advanced search of careers, majors & studies based on specific student interests
• Innovative college search based on demographics and personalized areas of importance
• Personalized Private Student Interview – Designed by a university professor extremely knowledgeable about admissions practices
  • The interview will be conducted by a certified admission counselor 
  • Written report will be provided to the parent & advisor along with a summary of the interview & recommendations for the student
• Student-Focused Services – Easily accessible, available staff member who has gone through college and the application process will help keep your student on track

 Client Services Coordinator (CSC) will:

• Contact the student periodically
• The CSC will contact the student to check up/catch up and to follow up with the student on anything that needs to be processed in the office
• Answer questions regarding college/college life
• The CSC will be available to answer questions about courses, requirements, the dreaded “freshmen 15” and more!
• Rare is the family where the child and parents agree 100% all the time – the CSC will help the student to make decisions in an objective manner while keeping the family’s financial goals foremost in mind
• It’s tremendously easier to reach the destination…when you know what the destination is! We can help the student with planning and creating goals whether they are school goals, career goals, or life goals
• Monitor student’s action plan
• When an action plan is not set and implemented, goals then become unfulfilled dreams. We check in occasionally to ensure the student has plausible plans and is following through with their action plan
• Provide feedback to parents
• We know communication can be difficult sometimes between parents and children, especially about subjects where they may not see eye-to-eye (such as college choice or career).  We work as a liaison between parents and student to help each side understand each other.  Parents will be notified of correspondence with their child.
• Follow-ups with student regarding deadlines, decisions, and “disasters” (from a D on an essay to bad roommates!)
• The CSC will remind students to get in any forms (financial aid papers, award letters and the like) before the deadline.  If there is a major decision to be made, the CSC will check with the student to make sure they are on the right track.  Also, if there are any “disasters,” the CSC will be on-hand to help the student through it or respond in the best way.
• Help ease family stress/tension
• Sometimes it takes a third opinion to make the most informed decision

 COLLEGE FUNDING STRATEGIES (Performed by Planner)

• Provide planning recommendations to reduce EFC
• Provide financial aid award estimates for an unlimited number of schools
• Provide recommendations for the best way to pay your share of college costs
• Provide tax-efficient borrowing strategies to help keep financial goals in line
• Provide complete financial overview on college, taxes, cash flow, and retirement & develop a plan to improve each area.
• Provide strategies that legally protect your assets from the financial aid formulas
• Provide strategies on how to possibly use your home equity so that it helps, rather than hurts, in the financial aid formulas

 FINANCIAL AID DATA GATHERING & PROCESSING (Performed by Planner & CSC)

• College planning checklist with all timelines & deadlines that is updated electronically & e-mailed every time something is completed and/or missing
• Complete Free Application for Federal Student Aid (FAFSA)
• Register your student for the CSS PROFILE
• Complete CSS PROFILE & walk families through all supporting documentation
• Confirm the accuracy of the Student Aid Report (SAR)
• Make any necessary adjustments to the SAR

 APPEALS (Performed by Planner)

• Spreadsheet up to 3 award letters and professionally evaluate if your offer was fair
• Provide tested appeal letters if you were under-awarded your EFC

 VALUE ADDED SERVICES

• Provide easy-to-use Parent & Student manuals
• Provide parent /student feedback on specific colleges
• Unlimited support for parents & students
• Provide “Peace of Mind”