What You Don't Know Can Cost You!

Today’s High Cost of College

It's Expensive No Matter Where Your Kids Go!

  • For Hawaii’s college-bound students, it's not just tuition - costs include books, room and board, living expenses, etc.
  • 4 years at a mainland college can cost $60,000 to $500,000...or even more!
  • Multiply that by the number of kids and you could have a problem!
  • Each year, mainland college costs increase faster than inflation rates!
     

How is a Family supposed to pay for all of that?

  • Borrow - many people borrow from their home equity to send their child off to college. This can actually hurt your chances for getting more aid. Some of Hawaii’s college-bound students have to borrow due to the fact that their parents simply don’t have the money to send them.
  • Savings - many Hawaii families don’t have the money saved for college. If they do have money saved, it’s not really for college but it's for retirement or other reasons and these parents shouldn't have to commit financial suicide over tuition.  The price of an education should never be a burden.
  • Scholarships - out of $100 billion dollars worth of aid, private scholarships made up only 6 percent.  

Financial Aid

How do they determine if I’m eligible?

  • COA - EFC = Need
  • COA stands for Cost of Attendance.
  • (Includes tuition, books, room/board, etc.)
  • EFC stands for Expected Family Contribution.
  • (Based on parent's and student's income, assets, ages, number of people in school.)
  • Need is how much aid the family is eligible for.

EFC calculators that are on the Internet are not 100 percent accurate. Please don’t let that be the deciding factor in your quest to figure out how to pay tuition without going broke or spending down your assets!

College Funding Services Provided
What can our services do for you? That’s a great question and the answer is very simple. The services are geared towards making sure all of your Hawaii student’s needs in preparing for college are met as well as ensuring that you can afford the college that they chose in a comfortable manner. Why should you and your student have to sacrifice? The price of an education should never be a burden and our job is make sure it never will be. For more information on our college funding services for Hawaii’s college-bound students, click here.
Frequently Asked Questions
College funding is the process of evaluating your student's educational goals, your financial goals, and then lining them up for the best shot of taking care of the student’s educational future. For a list of questions frequently asked by Hawaii students and families, click here.
Nearly 75% of familes admit they have no plan to pay for college!